Modulars
Modular built homes are transported on flatbed trucks rather than being towed, and lack axles and an automotive-type frame. However, some of these houses are towed behind a semi-truck on a frame similar to that of a trailer. The house is usually in two pieces and is hauled by two separate trucks. Each frame has five or more axles, depending on the size of the house. Once the house has reached its location, the axles and the tongue of the frame are then removed, and the house is set on a concrete foundation by a large crane.

Both styles are commonly referred to as factory built housing, although its technical use is restricted to a class of homes regulated by the Federal National Mfd. Housing Construction and Safety Standards Act of 1974.

Most zoning restrictions on the homes have been found to be inapplicable or only applicable to modular homes. This occurs often after considerable litigation on the topic by affected jurisdictions and by plaintiffs failing to ascertain the difference. Most modern modulars, once fully assembled, are indistinguishable from site-built homes. Their roofs are usually transported as separate units. Newer modulars also come with roofs than can be raised during the setting process with cranes. There are also modular homes with 2 or 3 stories. As the legal differentiation between the two becomes more codified, the market for modular homes is likely to grow.

The traditional home industry would seem to have a bright future as well. As the demand for housing continues to grow, the price of housing continues to increase rapidly. The quality and features of these homes has led to greater acceptance by a growing segment of the marketplace. Additionally, insurers and lenders are now more likely to treat the higher-end factory built home as they would a traditional home.
 
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